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#HORIZON BCBS HOW TO#
#HORIZON BCBS PDF#

When the Affordable Care Act(ACA) was introduced, the law required that health plans include pediatric dental as one of the essential health benefits. Plans with ACA Compliant Pediatric Dental I’ll provide short summaries of each of the plans here and will include Horizon’s plan guide at the bottom of the blog post. Plan Summaries for Horizon Dental Benefits in 2020 Next you will select your plan in the “Choose a Plan to Start” box and then continue on with your zip code. In the drop down box for “What are you looking for?”, you will select dentists. Looking up dentists in the provider directory is a straightforward process.

#HORIZON BCBS HOW TO#

How to look up your dentist to see if they are in-network In-network dentists within 25 miles of 08201: 96.This is one of the older Horizon dental plans and has its own network.

That’s almost 51% more in-network dentists than the PPO.

In-Network Dentists within 25 miles of 08201: 449.

The Horizon dental plans with the Traditional Network are: Dental plans using this network will have far more in-network benefits, and also you will usually have out of network benefits. The Traditional Network is Horizon’s premium network for dental plans. I like to use the Horizon directory, and also call the dental office to confirm. The plans above have in-network coverage only, so please make sure your provider participates with the plan before purchasing it. Your local area will be different, but this will give you an idea on the size of the network, compared to other Horizon plans. I did a 25-mile radius search from my home zip code of 08201 to give you an idea of the size of the network. The Horizon dental plans that use the PPO network are: Normally, you expect the PPO network to be the largest of all the options, but not in this case. Depending on which dental plan you buy, you will have access to different providers and also out of network benefits in some cases. I think the easiest place to start with the review is by going over the Horizon BCBS dental networks.

#HORIZON BCBS PDF#

If you want to want to skip right to the summary pdf of the plans, see the bottom of the post where I will have a link to Horizon’s plan guide. In this blog post, I’ll review the networks, cost, and benefits for each option so you can make an informed decision. What affordable dental plans are offered by Horizon BCBS for individuals? For 2020, the plans are:īy looking at the plan names, it is not clear which plan is best for your family. While they offer great options, it can be difficult for most people to figure out what they are buying and what the best choice is without wasting their hard earned money. There are a few carriers in NJ that offer benefits, but I think Horizon BCBS has the most comprehensive offerings right now. One of the most common calls I get is from families looking for dental insurance in New Jersey.